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About Talk About Debt
Talk About Debt is a trading style of Creditfix.
Registered in Dublin, Republic of Ireland, Registered Number 432293, Registered Address: Avonlea, Demesne, Lucan, Co Dublin, Republic of Ireland
David Rankin, Katy Walker and Tracy Whittaker are authorised in the UK to act as Insolvency Practitioners by the Insolvency Practitioners Association.
* A debt write off amount of between 25% and 70% is realistic, however, the debt write off amount for each customer differs depending upon their individual financial circumstances and is subject to the approval of their creditors. In the last 12 months (accurate as of 2021) a debt write off of percentage of 81% has been achieved by 10% of individuals the least 12 months.
The product (IVA) which we administer and process with our in house Insolvency practitioner is covered under the following legislation: The Insolvency Act of 1986 (amended by the Insolvency Act 2000 and the Enterprise Act 2002) introduced a new procedure whereby a debtor could come to an arrangement with his/her creditors to pay his/her debts in full or in part over time as an alternative to bankruptcy.
Your debt help application will be processed by one of our expert debt advisors working on a model of non advice. These in-house advisors will be able to go through all your debt options including IVA (Individual Voluntary Arrangement) opportunities which are available for people living in England, Wales and Northern Ireland. Help can only be offered following an initial fact-finding process. If an individual meets the required criteria for an IVA, advice can then be provided.