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1 Answer

TAD Member

9 years ago

An IVA is a legally binding arrangement designed to protect you from creditor action such as court judgements and bailiffs.

Once you are in an IVA you cannot be taken to court and bailiffs should not be able to attend your property – except for items like Fines and Council tax.

If you are still being harassed by creditors while in an IVA your supervisor should be able to deal with them for you.

IVAs are a great way to deal with debt but are a serious step and you should get some advice.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you’re considering entering into an IVA, Debt Advice Foundation provides a free, confidential helpline and can advise you on whether you qualify. Click here to find out more.

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