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2 Answers

TAD Member

7 years ago

One of the chairites we know to be good are the Debt Advice Foundation who give free advice and are experts in all aspects of IVA related issues.

Get help now to find out more – http://www.talkaboutdebt.co.uk/debt-help

TAD Member

7 years ago

An IVA is an individual contract based on individual circumstances, therefore it is difficult to specify an exact timeframe, but you should allow for at least six weeks. The process involves negotiating with your creditors, on how much they will be willing to accept from you over the lifetime of the IVA, in order to consider your debts cleared in full. All you need is 75% of creditors, by debt value not number, to agree to your proposal and all creditors will be bound by the agreement. Any IVA provider should be able to give you more specific information on their process and timescales.

Get help now – http://www.talkaboutdebt.co.uk/debt-help

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