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Joint Mortgage application if one person has bad credit.

2 years ago - Posted by

My partner has a perfect credit score with savings of approx £11k. I will be discharged from a debt relief order in October. My question is would anyone consider a joint mortgage application?

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1 Answer

TAD Member

2 years ago

Having a previous Insolvency showing on your credit reference agency file will undoubtedly have an impact on your credit rating for a period of time after the Debt Relief Order has finished. However you will need to speak to a qualified mortgage adviser about the products that may be available to you at that time –

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you need further help, Debt Advice Foundation provides a free, confidential helpline and can advise you. Click here to find out more.

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