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What is the minimum payment per month, by law you have to pay a debt recovery agency?

8 years ago - Posted by

If you have offered a monthly instalment offer to a debt collection agency, even if it is a small amount, can they demand you pay a larger instalment? Even if you cannot afford that amount and they have already accepted your payment. Can they take legal action against you if do not comply, even if you have explained to them that it is more than you can afford?

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1 Answer

TAD Member

8 years ago

There is no statutory minimum that you must pay to your creditor. If they do take legal action a County Court Judgment (CCJ) will be awarded against you. This will often demand full payment immediately but you can apply to vary the amount. If a CCJ is defaulted on the creditor can take further enforcement action.

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