Speak to one of our specialist advisors 0808 156 7730

Q&As and Ask an Expert

Unknown ccj on my property

5 months ago - Posted by tad_admin

I have discovered a ccj on my joint home from my ex husbands personal debt of which I was not aware, of as we are divorcing in the settlement he is signing his share of the house over to me . firstly can the ccj be put on a joint property without my concent and secondly will I have to pay it even tho my husband won t own any shares

2 Answers

TAD Member

5 months ago

You may need to seek legal advice about the divorce and any transfer of property rather than debt advice. If your ex husband had a debt and it was secured against the property then it will only be removed when the debt outstanding has been paid. If the debt is not in your name then you are not forced to pay it but you will not be able to own the share of the property that is already secured by this debt. If you go through this with the solicitor dealing with property and divorce they will be able to look at the legal documents and advise you on possibilities from there.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you need further help, Debt Advice Foundation provides a free, confidential helpline and can advise you. Click here to find out more.

TAD Member

5 months ago

You may need to seek legal advice about the divorce and any transfer of property rather than debt advice. If your ex husband had a debt and it was secured against the property then it will only be removed when the debt outstanding has been paid. If the debt is not in your name then you are not forced to pay it but you will not be able to own the share of the property that is already secured by this debt. If you go through this with the solicitor dealing with property and divorce they will be able to look at the legal documents and advise you on possibilities from there.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you need further help, Debt Advice Foundation provides a free, confidential helpline and can advise you. Click here to find out more.

Answer the question

If you have a question on a particular debt topic, you may find the answer in the questions below or in our full Q&A section.

Request debt help & advice

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean rutrum lacus at magna lacinia efficitur. Sed sodales, diam ac aliquam tristique, urna ligula eleifend lorem.

Our team of specially trained consultants can advise you on the best debt solution based on your current situation. For confidential advice Just fill in the form below and one of our team will call you back




Live Chat

Got a question? Our advisers will point you in the right direction.

  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 1pm
  • Sunday and Bank Holidays, closed
Launch chat

Call us

Got a question? Our advisers will point you in the right direction.

0808 156 7730
  • Monday to Friday, 8am to 8pm
  • Saturday, 9am to 1pm
  • Sunday and Bank Holidays, closed