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I have a DRO can I get a bank account if so which bank

6 years ago - Posted by tad_admin

2 Answers

TAD Member

6 years ago

A DRO should not affect your ability to get a bank account. You should be able to approach any high street bank and ask them to open a bank account for you.

TAD Member

6 years ago

There isn’t anything in law to state that you cannot open a bank account once you are the subject of a DRO. However, the decision to offer you an account is at the discretion of each individual bank and the reality is that you may find it more difficult. Most banks offer some form of basic bank account which operate without access to credit facilities but allow for Standing Order Mandates and can be used to deposit and withdraw funds. Banks change policy over time and your best course of action may be to contact the banks that are most convenient for you to ask if they will allow you to open and maintain an account with them whilst you are subject to a Debt Relief Order.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. Debt Advice Foundation provides a free, confidential helpline and can advise you. Click here to find out more.

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