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My friend’s son brought a car on HP, is she liable as he can’t pay, she is not a guarantor

5 months ago - Posted by tad_admin

My friend’s son brought a car on HP, but now he cannot afford to pay back the installements? My friend is paying as she is scared the bailiffs will come to her house to take her possessions. She was not a guarantor for the loan, so is that possible? Thank you.

1 Answer

TAD Member

5 months ago

If your friend’s son cannot keep up the payments on his car Hire Purchase (HP) then the company that owns the vehicle may take steps to recover the debt, this would usually mean by repossession of the vehicle.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you need further help, Debt Advice Foundation provides a free, confidential helpline and can advise you. Click here to find out more.

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