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Past Due Credit Solutions Ltd

If you’ve been contacted in person, over the phone or by mail by Past Due Credit Solutions, then the following information could be of great use to you.

We hold plenty of information when it comes to debt collection, all to help you with your financial circumstances. In fact, we’re certain we can help you reach the financial balance you’re looking for.

As such, we’ve gathered it all in one place for you as a handy guide. Here you’ll find all the need to know details about Past Due Credit Solutions and what they do.

Past Due Credit Solutions contact details:

Company Name: Past Due Credit Solutions Ltd.

Other Names: PDCS, Pastdue

1 Blair Court
North Avenue
Clydebank Business Park
G81 2LA

Main Contact Number(s): 0141 951 4077




Other phone numbers that they might use to contact you:

0141 570 3200, 0844 811 3701 or 0141 951 6447

Office hours:

Monday–Thursday: 8:00 am–8:00pm
Friday: 8:00am–7:00pm
Saturday: 8:00am–1:00pm

Why choose Talk About Debt?

  • Write off unsecured debt over £6,000
  • Stop interest and charges soaring
  • Reduced payments from £100 per month

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Who is Past Due Credit Solutions?

Past Due Credit Solutions has been operating since 2005 and is one of the largest debt recovery agencies in the UK today.

They offer a range of tailored debt collection services for some of the country’s largest businesses and credit providers.

They are regulated by the Credit Services Association Code of Practice, the Financial Conduct Authority (FCA), the Data Protection Act, Ofcom and PCI DSS Standards.

Why would Past Due Credit Solutions contact you?

If Past Due Credit Solutions have been in touch, it’s usually because they’ve taken over an outstanding debt from somebody you owe money to. This could be for anything from a credit card to an unpaid utility bill.

If you’ve missed payments, struggled to repay a debt, moved to a new house or lost the details of a pending account, then Past Due Credit Solutions may have been employed to collect what’s outstanding.

Do you owe Past Due Credit Solutions money?

If you don’t believe that you owe the money they’re chasing, then you shouldn’t be pressured into making any payments. However, it’s important to make sure that the full amount has been paid or that the debt has been wrongly allocated.

If you do owe the money, the amount you’re expected to pay must be affordable. It’s illegal for any collection service to demand any money you can’t afford to pay.

How old is the debt they are collecting?

Some debts will have expired if they’ve been left too long without being paid. However, there are strict rules and conditions to follow for this to be the case.

If your debt is no longer active due to its age, this is known as a statute barred debt. You can find out more about how to check this by clicking here.

How we helped Sarah

The process was really clear and the team explained everything that I needed to know in order to make the right decision. They were very understanding and made me feel at ease”

Sarah, London

Get help like Sarah


Is Past Due Credit Solutions treating you unfairly?

Debt collection agencies have strict rules they need to stick to in terms of their behaviour. The FCA is the main regulator to enforce this, but there are many other additional companies out there that are responsible for the protection of the customer and their rights.

You should never be asked to pay what you can’t afford, nor can any of your belongings be taken without your permission. Debt collectors do not have any special legal powers, and if they claim that they do, they could be breaking the law.

If you believe you’ve been mistreated in any way, it’s best to firstly contact the agency and make a complaint. Should this get you nowhere, you can escalate this to the Financial Ombudsman Service.

Managing your debt

Here at Talk About Debt, we can offer advice and suggest further support to deal with companies like Past Due Credit Solutions and more.

Getting support from our trusted debt advice partners can help you determine the state of your debt to be certain you do owe the money, or if it has been statute barred.

If it turns out that the debt can be challenged, they can help make sure you don’t have to pay them a penny.

On the other hand, if the debt turns out to be live, they can then help you find a debt solution that suits your circumstances to help you get back on track.

Depending on what debt solution you choose you could be given the opportunity to repay what you owe at a rate that’s affordable to you.

For help dealing with your debt, talk to TAD, our resident debt expert, to be connected with one of our trusted debt partners

* Talk About Debt is not associated with Past Due Credit Solutions or any of the agencies in our debt collection agency and bailiff directory.