If you’ve received a letter, warning you of an upcoming visit from a Newlyn bailiff, you should understand your rights, know what to expect from the enforcement agents, and have a plan to make it as stress-free as possible.
You may be able to prevent a visit if you act quickly. This page covers a few tips into the best ways to survive a bailiff’s visit and Newlyn’s contact details if you’d like to discuss your situation with them in advance.
If you’d like to find out how we can help, and each of your available options, our resident debt expert, TAD, is waiting to hear from you.
The golden rule when dealing with the bailiffs
Never give bailiffs access to your home or your belongings.
In simple terms: DON’T LET THEM IN.
A bailiff can only confiscate items they can access in your home, so the best way to avoid them doing that is by not letting them in the first place.
And it’s legal.
Keep your doors and windows closed and locked. If you’d like to speak to them, then make sure you do it outside, and that they don’t have access to the door you leave your home through. If you give them an opportunity, they’ll be inside before you know what’s happened.
Newlyn Plc. contact details:
Company Name: Newlyn Plc.
Other Names: Newlyn Bailiffs, Newlyn Enforcement, Newlyn
Main Contact Number(s): 01604 633001
Who is Newlyn Plc.?
Newlyn Plc. is a private enforcement company. They provide services to recover problem debt for commercial clients and local authorities throughout England and Wales.
The Ministry of Justice regulates all bailiffs and enforcement agencies.
Why would Newlyn Plc. contact you?
Newlyn Plc. is responsible for recovering the following debts:
- Council tax
- Non-domestic rates
- Parking fines and traffic contraventions
- Commercial rents
- Debt recovery
They work under the strict regulations of the Taking Control of Goods Regulations, which enables them to remove and sell any valuables and goods that you own. The money from the sale of such is used to pay towards your debt and the costs incurred during its recovery.
The guidelines dictate that they must not take any items that are required to provide a basic standard of living.
This means they must leave you with the appliances you need for everyday life, for example, a cooker, washing machine, fridge and freezer. They have to leave you with a table and enough chairs for your family to eat your meals and they must also leave you your landline telephone and your mobile phone.
They can, however, take your TV, games consoles, electrical appliances, jewellery, antiques, cash and more.
As mentioned above, one way to avoid this is not to let them in, but the best way is to find an affordable way for you to repay the outstanding money.
If you want to know more about what a bailiff can and can’t take, talk to TAD today, who can talk you through any concerns.
What happens to the goods Newlyn Plc. take from you?
If you can’t find a way to pay back the money they’re trying to collect, your goods will be sold. The money will go towards your debt and the cost of its recovery.
The best way to protect your belongings is to work with the bailiff to provide them with the money you owe.
They should be prepared to come to an agreement that’s affordable to you, but if their repayment amounts are too high, we can help you find a solution that works for your situation.
Before they can take your goods, they must make a Controlled Goods Agreement. This outlines the items they plan to take and sell.
If they can’t access your home or belongings, they can’t make their list. If you can move all the valuable items away from your home before they call, you can protect those items from being confiscated. Do you have a friend or family member who can look after them until you’ve got back on your feet? It’s a simple solution to a very stressful problem, but we do advice that you deal with your debts as soon as possible if it has reached this stage.
What happens when Newlyn want to take your car?
The main exceptions when it comes to removing your vehicle are if it is used by a disabled driver or still under a hire purchase agreement.
If either of those doesn’t cover your car, then your next step is to hide it somewhere that the bailiff has no access to, much in the same way as you might with your valuables.
They won’t have access to other people’s properties without a court order, so parking your car on a neighbour’s drive or in their garage should prevent them from taking your car.
They’ll do their best to seize all vehicles, as they’re often the most valuable things we own.
However, if they do clamp your car, wherever they do it, you must never interfere with the clamp to try and get your vehicle back. It’s against the law and could lead to a prison sentence.
The fees a bailiff or enforcement agent can charge are considered quite high in the circumstances.
You will be charged £75 just for the initial enforcement notice and a further £235 to visit you. There are all sorts of associated fees that you could be liable for, so to avoid as many as possible you should try and find an amicable resolution as soon as possible.
If you’ve been contacted by Newlyn Plc. and need some help or advice, talk to TAD today. Support from our trusted debt advice partners will help you determine the state of your debt to be certain you do owe the money, or if it has been statute barred.
If they can challenge the debt, they will make sure you don’t have to pay them a penny.
If, however, the debt is live, then they can help you find a debt solution that suits your circumstances to help regain control of your finances.
Your debt solution will allow you to repay what you owe with monthly payments based on what you can realistically afford each month.
For help dealing with your debt, talk to TAD to be connected with one of our trusted debt partners.