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Jacobs Enforcement Agents

Anyone receiving a warning letter from Jacobs, telling them they are going to receive a visit from a bailiff or an enforcement officer, needs to know their rights and what’s likely to happen when they arrive.

It can be a stressful time, so the better prepared you are, the easier it should be.

Enforcement agents are ableto remove your belongings to try and recover the money that you owe, but generally, this is a last resort option. We’ve got a few tips of how you can protect your valuables; the best way is to find a suitable way to repay what you owe before matters get even further out of hand.

Our team of professional advisors know everything there is about credit and debt issues, and are on hand to guide you back into good financial health.

The golden rule when dealing with the bailiffs

Never give bailiffs access to your home or your belongings.

In simple terms: DON’T LET THEM IN.

An enforcement officer isn’t entitled to immediate access to your home on their first visit, so don’t be fooled into thinking they’ll break down your door or that you have to let them in.

We’d suggest that you do talk to them, but not inside your home. Join them outside if there’s no danger that they’ll get inside through the door you leave by. They will try; as getting access is their best option to do the job they’re there to do.

Keep your doors and windows closed and locked. Make sure they can’t get in unless you’re fully prepared for what’s coming when they do.

Jacobs Enforcement contact details:

Company Name: Jacobs Enforcement Agents

Other Names: Jacobs, Jacobs Bailiffs

6 Europa Boulevard
CH41 4PE

Main Contact Number(s): 0345 601 2692

Fax: 0151 650 4999



Opening hours:

Monday–Thursday: 8:00am–8:00pm
Friday: 8:00am–7:30pm
Saturday: 8:00am–5:00pm
Sunday: 8:00am–1:00pm

Why choose Talk About Debt?

  • Write off unsecured debt over £6,000
  • Stop interest and charges soaring
  • Reduced payments from £100 per month

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Who is Jacobs Enforcement?

Jacobs is a debt recovery and enforcement services provider. They hold over 57 years of experience and work with 165 local authorities in England and Wales.

They have won awards in innovation, education, training and development—granted by the Institute of Revenues, Rating and Valuation.

The Ministry of Justice regulates all bailiffs and enforcement agencies.

Why would Jacobs Enforcement contact you?

Jacobs provides services collecting:

  • Council tax
  • Non-domestic rates
  • Parking penalties
  • Commercial rent arrears
  • Sundry debts
  • Housing benefit overpayments
  • Former tenant arrears
  • Parking charges

They also work with authorities and private businesses in:

  • Warrants of arrest
  • Serving court documents
  • Investigations and tracing

Enforcement agents have the power to remove your belongings, to sell them to pay towards your outstanding debt.

They will remove any items of value that will bring in the most money if sold at auction. These items can include your TV, jewellery, antiques, luxury electrical goods, games consoles and any money you have at your property.

They aren’t allowed to take the items that you need to perform a basic standard of living.

These items include your domestic ‘white goods’, for example, your washing machine, fridge, freezer and cooker. They also can’t take your dining table and chairs, or the clothes and food you’re likely to need from day-to-day.

They can’t take any joint-owned items—although proving that can be almost impossible—and they can’t take your landline or mobile phone.

For a complete guide to the items a bailiff has the right to take, our team has all the information you need. Get in touch right away, and find out your full list of rights.

How we helped Sarah

The process was really clear and the team explained everything that I needed to know in order to make the right decision. They were very understanding and made me feel at ease”

Sarah, London

Get help like Sarah


What happens to the goods Jacobs Enforcement Agents take from you?

Your goods are taken for one reason only. To be sold so the money they raise can help to repay the money you owe, either to their client or the courts. It will also help pay the bailiff’s costs in recovering what you owe.

One way to keep your belongings safe is to move them to another location until your case has been resolved. After all, an enforcement agent can only take what they have access to, so why not remove them to the safety of a family or friend’s house or a neighbour’s garage?

Before seizing your goods, your bailiff must first create a Controlled Goods Agreement. This outlines everything they plan to take if you fail to meet an appropriate repayment schedule.

The best way to keep things amicable and your valuables truly safe is to deal with your debt problem. We can help you manage the situation by delivering the best solutions for your situation.

Talk to TAD to find out how we can help you get out of debt and stay that way? We can even deal with the bailiffs on your behalf.

What happens when Jacobs want to take your car?

If you own your car or have bought it using a bank loan, then Jacobs are entitled to sell it to pay towards your debt.

But only if they can find it.

Just as with your belongings, if you can park your car where they aren’t granted access to it (for example, on private land), then it should remain safe. This includes a neighbour’s drive or garage.

A bailiff can’t confiscate a disabled owner’s vehicle (one that displays a Blue Disabled Badge) or a car still under a hire purchase agreement. Apart from those exemptions, most cars are fair game for a bailiff.

Whatever you do, though, if a bailiff clamps your car, don’t try and remove it. The fines for doing so will only add to your troubles, and you may even have to serve a prison sentence.

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Bailiff’s fees

Your enforcement agent will charge you:

  • £75 for your initial enforcement notice
  • A one-off £235 visitation fee to be able to visit you at home and work
  • A £110 fixed fee to remove and sell your goods

You may also be charged a range of associated fees. These excessive costs will only serve to amplify your existing debt problems.

If you’ve been contacted by Jacobs Enforcement and need some help or advice, talk to TAD today. Support from our trusted debt advice partners will help you determine the state of your debt to be certain you do owe the money, or if it has been statute barred.

If they can challenge the debt, they will make sure you don’t have to pay them a penny.

If, however, the debt is live, then they can help you find a debt solution that suits your circumstances to help regain control of your finances.

Your debt solution will allow you to repay what you owe with monthly payments based on what you can realistically afford each month.

For help dealing with your debt, talk to TAD to be connected with one of our trusted debt partners.

*Talk About Debt is not associated with Jacobs Enforcement Agents or any of the bailiffs and agencies included in our directory.