Greenhalgh Kerr Solicitors and debt recovery
Have you been contacted about an outstanding debt by Greenhalgh Kerr Solicitors?
Are you having problems repaying the money you owe?
Are you unsure about what the money is for and why Greenhalgh Kerr has been employed to recover it?
Do you need advice in the best way to deal with your current situation, to manage your debts and become financially healthy again?
We can manage any credit and debt problems on your behalf, saving you the stress and worry these situations can create.
TAD, our resident expert, handles cases like yours every day, finding resolution and peace of mind for all of our clients.
Greenhalgh Kerr Solicitors contact details:
Company Name: Greenhalgh Kerr Solicitors Ltd.
Other Names: Greenhalgh, Greenhalgh Kerr, Greenhalghs Solicitors
Smithy Brook Road
Main Contact Number(s): 0333 200 5200
Fax: 0333 200 5201
Other phone numbers that they might use to contact you:
02087 634637, 01482 660511 or 02087 634621
Who are Greenhalgh Kerr Solicitors?
Greenhalgh Kerr Solicitors are legal experts and debt recovery specialists.
Founded in April 2000, Ian Greenhalgh set up a solicitors business dedicated to providing legal services to the leasing and finance industries. He was joined by Richard Kerr in 2004, who subsequently became a partner in the firm in 2006.
Through steady growth, in 2010 they expanded into debt recovery, and in 2011 renamed the practice Greenhalgh Kerr.
The company deals in private and commercial debt recovery, Local Authority debt collection, commercial litigation, and corporate recovery and insolvency.
They are regulated by the Financial Conduct Authority, the Solicitors Regulation Authority, and follow the Credit Service Association Code of Practice.
Why would they contact you?
If you have failed to meet the repayments on a particular credit account, Greenhalgh Kerr may have been employed to recover the money that is still outstanding.
Typical recovery items collected by Greenhalgh Kerr are:
- Consumer credit debts
- Debt recovery on asset finance
- Unpaid business rates
They also manage legal procedures, including:
- Insolvency and liquidation
- Individual voluntary arrangements
Local authorities, credit management companies and commercial businesses outsource debt collection to Greenhalgh Kerr who are specialists in recovering outstanding debts.
The solicitors and debt collection team at Greenhalgh Kerr should work with you to find a suitable payment plan that is affordable and within your budget.
If you feel the repayments requested are too high given your income and living expenses, speak to TAD to find out your alternatives. We could be able to provide more manageable instalments or even have the debt removed altogether.
Do you owe Greenhalgh Kerr money?
You should always establish that the money you are being pursued for is a debt that you are solely responsible for.
Your debt collector should provide written proof of the debt details, including the repayment schedule, how much the initial debt was for, and how much money is outstanding on your account.
If you don’t believe that you owe the money, or any of your payments have been omitted, then you should contest the matter straight away.
If you don’t recognise the debt and feel it has been wrongly allocated, you must engage with the solicitors asking them to provide evidence that the debt is correct.
If you ignore the debt, the solicitor will pursue the matter using further tools and resources. You may even be served a court summons.
How old is the debt they are collecting?
If the money you owe is a consumer credit debt and is over 5 or 6-years-old, then it could be possible that it has become statute barred.
A statute barred debt is one where you haven’t made a payment or confirmed responsibility for it by written communication over the specific period. It cannot become statute barred where the creditor has pursued a County Court Judgement against the debtor.
If your debt has become statute barred, you are no longer responsible for any outstanding amount and can have the remainder of the debt removed immediately.
Is Greenhalgh Kerr treating you unfairly?
There are strict rules that all debt collection agencies, groups and solicitors companies must abide by.
If at any point you feel you have been mistreated, then you could have a case to complain and have the matter investigated by the correct authority.
If you think you have been subject to any of the following, our expert team can advise you if the rules have been broken.
We will guide you in how to proceed with the matter and the likely outcome to your complaint. You may be entitled to an amount of compensation, especially in situations of:
- Suffered unreasonable charges or excessive rates
- Received excessive visits at your workplace when you have asked them to stop
- Been called during unsociable hours
- Suggested to apply for further credit to cover the money you owe
- Had your case discussed with work colleagues or family members
- Had payments taken from your bank without permission
Managing your debt
We want to help you recover from your current debt issues and get back into good financial health.
Our team are experts in all aspects of credit and debt. We will offer solutions you may not have considered yet, helping to resolve the situation with the minimum amount of stress and disruption to your life.
If you’ve been contacted by Greenhalgh Kerr Solicitors and need some help or advice, talk to TAD today. Support from our trusted debt advice partners will help you determine the state of your debt to be certain you do owe the money, or if it has been statute barred.
If they can challenge the debt, they will make sure you don’t have to pay them a penny.
If, however, the debt is live, then they can help you find a debt solution that suits your circumstances to help regain control of your finances.
Your debt solution will allow you to repay what you owe with monthly payments based on what you can realistically afford each month.
For help dealing with your debt, talk to TAD to be connected with one of our trusted debt partners.