Drydensfairfax Solicitors Debt Collection
We hope the following information will be of great use to anyone who has recently been pursued for outstanding debt by Drydensfairfax Solicitors, yet isn’t wholly sure why.
If you’ve received an introductory letter, a phone call or a visit to your home or place of work, you could be concerned about your rights and what happens next.
- Why is Drydensfairfax chasing money I owe to someone else?
- Can I have the debt written off or cancelled?
- Can Drydensfairfax Solicitors take me to court?
If you need the answers to these questions or any others, we’re here to help.
We’ll tell you who Drydensfairfax Solicitors are, how they work, and your rights during their negotiations.
Drydensfairfax Solicitors contact details:
Company Name: Drydensfairfax Solicitors
Other Names: Drydensfairfax, Drydens Ltd.
Main Contact Number(s): 0113 823 3443
Other phone numbers that they might use to contact you:
01274 378 000, 0870 240 7158, 0113 823 3370 or 0113 823 3387
Monday–Friday: 8:00 am–8:00pm
Who are Drydensfairfax Solicitors?
Drydensfairfax Solicitors are the UK’s largest independent law firm, solely focused on the recovery of debt for UK lenders, debt purchasers, central Government and commercial businesses.
They provide a full collection and recovery service for unsecured and secured loans, Government tax and benefit collections, as well as consumer debt for major UK businesses.
They are regularly recognised as a top tier firm by the legal directory The Legal 500 and were also a medal winner for customer service in the 2015 Mortgage Finance Gazette Awards.
As a finance company and debt collector, they are a member of the Credit Services Association and perform within the guidelines of the Financial Conduct Authority. As solicitors, they also are regulated by the Solicitors Regulation Authority.
Why would they contact you?
Drydensfairfax Solicitors engage with their clients’ customers who have defaulted on any debt or credit facility or have failed to repay overpayments of Government tax or benefits.
Drydensfairfax Solicitors are employed to collect any outstanding payments for things such as:
- Bank loans
- Credit cards
- Store cards
- Asset finance debts
- Utility bills
- Telecoms accounts
- Student loans
- Mortgage arrears
If you haven’t been able to keep up with your payments or stopped paying into your accounts, whatever the reason, Drydensfairfax will want to know why.
It’s their job to help you be able to clear your debt in a manageable fashion. You should never be expected to pay into a schedule that you can’t afford.
Do you owe Drydendsfairfax money?
If you don’t think that the money Drydensfairfax are chasing is your responsibility, you must engage with them to let them know. If you ignore their letters and phone calls, their next step could be to issue court action to force you into repaying the debt.
Some debts, or collections of multiple debts, can be written off. We can help you to decide if this is the best step for you in your current situation. If not, we will explain the most suitable options available to repay what you owe with the least impact on your day-to-day life.
How old is the debt they are collecting?
Another way you could discard an old debt is if it has become statute barred. A statute barred debt is one that has been inactive for a specific length of time (5 years in Scotland—6 years in England), and conforms to some specific criteria.
The time limit starts from your last payment towards the outstanding amount or the last time you made written contact with your creditor, where you showed responsibility for the account.
If you think your debt could be statute barred, talk to our resident debt expert, TAD, today. We can confirm whether or not you could have it removed without paying another penny.
Are Drydenfairfax Solicitors treating you unfairly?
Drydensfairfax has won awards for their delivery of customer service, so it’s unlikely that they will have broken the rules designed to protect their customers.
However, there are occasions where an associated company, or another debt collector, steps over the line of what is governed to be wrong or right.
If a debt collector or agency have ever mistreated you, you may be entitled to compensation.
The following are examples of typical behaviours the FCA is designated to protect you from:
- Being subject to excessive charges and unreasonable interest payments
- Having money taken from your account without permission
- Being bullied into making payments that you can’t afford
- Suffering harassment at work after you’d asked for visits there to stop
- Being given false information
- Being pressured to take out forms of additional credit to cover your existing debt
These are only a few of the areas where we can help provide protection. If you think you’ve been mistreated in any way, get in touch with TAD to find out your full range of options.
Managing your debt
Getting your finances back on track when you have had an expensive emergency to deal with, lost your job, or any other situation that made making your repayments harder than normal can be both stressful and complicated.
We’re here to help. Wherever we can, we’ll guide you through your full range of options, recommending the best one for you, and explaining the most likely outcome in your situation.
Not only will we help you through what is often a very stressful situation, but offer advice on how you can protect yourself from similar situations arising in the future.
Support from our trusted debt advice partners will help you determine the state of your debt to be certain you do owe the money, or if it has been statute barred.
If they can challenge the debt, they will make sure you don’t have to pay them a penny.
If, however, the debt is live, then they can help you find a debt solution that suits your circumstances to help regain control of your finances.
Your debt solution will allow you to repay what you owe with monthly payments based on what you can realistically afford each month.
For help dealing with your debt, talk to TAD to be connected with one of our trusted debt partners.
*Talk About Debt is not associated with Drydensfairfax Solicitors or any of the agencies in our debt collection age