Capital Resolve Debt Collection
Looking for help and advice dealing with Capital Resolve’s debt collection team? We’ve got all the expertise you need.
If you’ve received letters or phone calls, and you’re unsure of as to why, or if you’re struggling to make a payment towards a debt they’re chasing—we can help.
We created this guide for you to not only give you the details you may need, but to explain how they work and what they do.
Capital Resolve Debt Collectors contact details:
Company Name: Capital Resolve Ltd.
Other Names: Capital Resolve Debt Collection
Main Contact Number(s): 01386 421995
Other phone numbers that they might use to contact you:
0138 642 5400, 0138 642 5425 or 0138 642 5406
Who is Capital Resolve Debt Collection?
Capital Resolve was established in 1997 and is now one of the UK’s leading independent debt recovery and tracing service providers.
They operate within the guidelines of the Financial Conduct Authority, have passed the Collector Accreditation Initiative, are members of the Credit Services Association and are compliant with the PCI Data Security Standard.
Why would Capital Resolve contact you?
As a specialist debt collector, the main reason to be contacted by Capital Resolve would be if they have taken responsibility for an outstanding debt you owe.
This could be for anything from owing money to someone you know to an unpaid credit card. If your original creditor has failed to collect what you owe them through their usual methods, the debt may be passed on. The debt collector who then takes over the collection, will undoubtedly use much more direct means.
Capital Resolve will use various methods of contact to try and reclaim what you owe, ultimately resulting in single or multiple visits to your home or business.
Do you owe Capital Resolve Debt Collectors money?
If you don’t think you owe Capital Resolve or the original creditor any money, there is advice available to help you have the debt removed. If you believe this is the case, the one thing you shout not do is simply ignore their calls and letters.
There is a high chance that you will be visited by an agent to resolve the debt. These are often difficult and stressful situations to manage.
If the debt is outstanding, there are ways to manage it to avoid any unnecessary stressful situations. You should also be given options to repay the money that are affordable to you.
How old is the debt that Capital Resolve is collecting?
Depending on the age of the debt, it could be statute barred. These debts are no longer required to be paid. The most likely reason is that the debt has been inactive for a certain length of time and has been legally discarded.
You must check the specific details of your debt to confirm whether it is still active or not. Our experts can guide you in doing just that.
If the debt is active, we can help you decide the best way to deal with it. We will provide options for the most affordable and stress-free way of regaining control of your finances.
Is Capital Resolve Debt Collection treating you unfairly?
Every debt collector must stick to strict guidelines to guarantee fairness in managing your repayments. The Financial Conduct Authority oversees these rules and regulations to protect the people who owe money from unfair treatment.
You should never be expected to make payments you can’t afford. Nor should you be bullied into making payments that will cause you more money worries .
If you choose a professional service to manage the situation on your behalf, the debt collector must deal with them. If they try and bypass your representative to deal with you directly, they may be liable for prosecution.
Managing your debt
Getting your finances under control through difficult times is often hard on you and those around you. We want to help remove all the avoidable pressures and make your day-to-day life simpler and easier.
The team at Talk About Debt can offer advice and suggest further support to deal with companies like Moorcroft Debt Recovery.
Support from our trusted debt advice partners will help you determine the state of your debt to be certain you do owe the money, or if it has been statute barred.
If they can challenge the debt, they will make sure you don’t have to pay them a penny. If, however, the debt is live, then they can help you find a debt solution that suits your circumstances to help regain control of your finances.
Your debt solution will allow you to repay what you owe with monthly payments based on what you can realistically afford each month.
For help dealing with your debt, talk to TAD to be connected with one of our trusted debt partners
*Talk About Debt is not associated with Capital Resolve Debt Collection or any of the agencies in our debt collection agency and bailiff directory.