We have collected the following information for anyone being chased by Allied International Credit to repay an outstanding debt. You may have been contacted by them via phone, letter or even had a visit to your home or place of work.
We specialise in giving you the best debt advice on offer, pointing you in the right direction when it comes to managing your money. That way, when it comes to repaying any outstanding debts you may have, it can be managed in an affordable and stress-free way.
If Allied International Credit have contacted you about an outstanding debt and you’re not sure why, then we’re here to help. There are a number of reasons why they may have contacted you, such as:
- A previous lender may have passed an outstanding debt to Allied International
- You may be responsible for a debt you believed had been paid in full
- You may be questioning your legal rights
Being chased by a debt collector can quickly turn into a stressful situation, but it doesn’t have to be. We have all the information at our fingertips, and so made this guide to share it with you.
Allied International Credit (UK) contact details:
Company Name: Allied International Credit (UK) Ltd.
Other Names: Allied Global Holdings Inc., AIC, Allied International Credit, Allied Global
389 Argyle St
Main Contact Number(s): 0141 457 7000
Other phone numbers that they might use to contact you:
0141 226 3111, 0141 228 3089, 07814 390283 or 07815 564516
Monday–Friday: 8:00 am–5:00pm
Who is Allied International Credit?
Allied International Credit (UK) Ltd. is one of the UK’s leading contact centre solutions providers and offers a variety of outsourcing and accounts receivable management services. In simpler terms, they are specialists employed to collect debts by a lender that you may still owe money to.
Debt collectors are allowed to contact you by letter, phone or a personal visit to discuss the outstanding account and arrange a suitable repayment solution.
If Allied International sent you a letter, it should detail the information of your debt and their reason for their contact.
They are fully authorised and regulated by the Financial Conduct Authority (FCA) and are a member of the Credit Services Association (CSA).
Why would they contact you?
Allied International Credit is employed to collect outstanding debt on behalf of their clients. If you have failed to make your scheduled payments to a lender that you still owe money to, then they may have passed on the responsibility of collecting what you owe to Allied International.
Other reasons for your creditor to have handed over a debt to a collection agent include:
- If you move house or change banks and forget to update your repayment details
- You’re responsible for the debt of a family member or friend
- You are the point of contact for a debtor who has recently deceased
- You have been contacted about a debt associated with your address but not necessarily to anyone who currently lives there
Do you owe Allied International Credit money?
If you are confident that the debt is no longer active, Allied International Credit isn’t allowed to use undue pressure or expect you to pay it.
To stop their efforts, you will need to provide proof that the debt was paid in full or it wasn’t your responsibility in the first place.
If you do owe them money, but are struggling with your payments, then they should work with you to provide a different and more manageable payment plan. You should never be pressured to make repayments that you cannot afford.
How old is the debt they are collecting?
One of the most common reasons for a debt to be disputed is if it has reached a particular age or has been inactive for over a certain length of time.
These debts are what is known as statute barred. If you think this might apply to your case, then it’s important to flag this to the company in question. Should the debt fall into this category, then you do not have to make any payments and can take your dispute to the Financial Ombudsman Service.
Is Allied International Credit treating you unfairly?
The law clearly states the responsible behaviour expected from debt collection agencies. Designed to protect both company and customer, the Financial Conduct Authority (FCA) regulates the industry to ensure everyone is treated fairly and all matters are carried out correctly.
The best way to know if you’ve been mistreated is to check the points below. Have you been:
- Presented with false information?
- Put under unnecessary pressure to pay money you can’t afford?
- Refused information regarding the debt?
- Pressured into borrowing more money to pay off the existing amount?
These are just a few examples of the sort of action that is thought of as unacceptable behaviour. If you think you have been mistreated make a complaint to both the agency and the FCA; in many cases, you could receive compensation for illegal treatment.
Managing your debt
Here at Talk About Debt, we deal with companies like Allied International Credit all the time.
It’s our job to help those who are struggling with a repayment program to find a manageable solution and remove the stress and pressure from the situation.
If you need help managing debt or dealing with a debt collection company, we can help. We deal with cases just like yours every day and are fully equipped to get you the best outcome possible.
Support from our trusted debt advice partners will help you determine the state of your debt to be certain you do owe the money, or if it has been statute barred.
If they can challenge the debt, they will make sure you don’t have to pay them a penny.
If, however, the debt is live, then they can help you find a debt solution that suits your circumstances to help regain control of your finances.
Your debt solution will allow you to repay what you owe with monthly payments based on what you can realistically afford each month.
For help dealing with your debt, talk to TAD to be connected with one of our trusted debt partners.
*Talk About Debt is not associated with Allied International, or any of the agencies in our debt collection agency and bailiff directory.