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Daughters debts


My daughter was living with myself and my partner she has run up numerous debts but 5 months ago moved to Spain we have been receiving debt letters and one currently saying bailiffs will be calling myself and my partner are worried sick what can we do to solve this matter she no longer lives with us I’ve taken her off electoral roll but that won’t come off until next April any advice please

unknown ccj on my property


I have discovered a ccj on my joint home from my ex husbands personal debt of which I was not aware, of as we are divorcing in the settlement he is signing his share of the house over to me . firstly can the ccj be put on a joint property without my concent and secondly will I have to pay it even tho my husband won t own any shares

Can I continue working as a Police Station Representative with an IVA?


Personal bankruptcy and company struck off


Having been declared bankrupt in November 2011 I was sole shareholder of a company with property assets of approx £100,000. The Trustee in my bankruptcy allowed the company to be struck off in June 2012 and I now would like to have it reinstated.

Want to put car in wifes name.


my ex was taken off the mortgage July 2017 he has threatened to declare himself bankrupt.


Will they take money out of my house. I sold my property in 2015 that I owned on my own. we bought a house together in 2016. the deposit was my equity. he has not loved at the property since sept 2016

My friend's son brought a car on HP, is she liable as he can't pay, she is not a guarantor


My friend's son brought a car on HP, but now he cannot afford to pay back the installements? My friend is paying as she is scared the bailiffs will come to her house to take her possessions. She was not a guarantor for the loan, so is that possible? Thank you.

What rights do I have on a property with a joint mortgage when I left two years ago?


My ex and I bought a house in 1997 with an interest only mortgage. We both worked full time and paid into a joint bank account, however, I took a job with live-in accommodation three years ago and the relationship broke down a year later. He expected me to pay half the mortgage which I was not prepared to do but gave him the option of us selling the house.

paying over the certain % amount - no longer get repossessed?


Hi, just a general query, is it true, that if you pay off a certain amount on a mortgage (%) then if you fall into difficulty they cannot repossess the house? if true, what is the % ? any links? thanks

What options do i have as a bankrupt contractor


I'm soon to be made bankrupt and currently on PAYE but would like to also do some contracting & free lance work on top on my PAYE employment. I do not want to manage my own tax or be a limited company but free to work on short term projects for any client and be sure my tax and insurance is covered.

In debet and parents house threatened with bailiffs


Basically I owe a company money. I am studying abroad and they have threatened to send bailiffs to my parents house even though I am not registered there anymore. Is there anything they can actually do. I am not sure whether I am still registwred to vote there or not.

Can I get car finance on a DRO


my car has broken down and costs way too much to fix! I have a DRO since January and due to new job (DRO aware) I could potentially afford the finance of £12per week atm. Am I able to get finance on a DRO?

Can i discuss my IVA with another insolvency practitioner?


I am an undischarged bankruptcy, would these expenses be considered reasonable?


I am an undischarged bankruptcy, am i allowed to pay family member for a car that i use that they have taken out on hp? Also my sons new school has a monthly fee, i have had to move him due to bullying at his old school. Currently i am a single parent and i need car for my work, school runs, shopping etc. Currently for my sons school, family are going to help with fees until i get a proper job?

I'm on a IVA but due to a clause in it, i messed it up big time!


I'm on the IVA at the moment but due to a clause that was written into it by HMRC i failed my agreement within the first 2 months due to loss in earnings. I only found this out 13 months into the IVA after paying what i could each month based on the advice i had at the time (15000+ a month).

Loophole to get out of lose I guess your stuff


Let's say the bailiffs come to your house and before you spoke to them you sold everything you have for pound to your partner a friend whoever how would you write a receipt to prove there ownership Hypothetically of course

MY BANK SOLD MY CAR LOAN DEBT TO COLLECTIONS AND NOW I CANT CASH A INSURANCE CHECK


MY BANK SOLD MY CAR LOAN DEBT TO COLLECTIONS AND WROTE OF MY CAR. MY CAR WAS THAN IN A ACCIDENT AND I RECIEVED A CO-PAYABLE CHECK. NOW THE BANK IS SAYING IT DOESNT KNOW WHAT TO DO AND IM STUCK WITH A 14 GRAND CHECK THAT I CANT DEPOSIT TO PAY THE DEBT OFF. WHAT AM I SUPPOSE TO DO? THE MONEY HAS TO BE PAID TO MY BANK BUT MY DEBT IS NO LONGER WITH THEM, ITS WITH A COLLECTIONS AGENCY. ANY ADVICE?