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We have a large mortgage which is in arrears and my wife is also on the mortgage.
We are on the second hearing for an IVA. The first was rejected by a particular lender with a lage proportion of the outsatnding debt. We then addressed the issues put forward and resubmitted a second IVA without changing any details. Only this time the creditors who accepted the IVA last time decided to change reject it. Are they barred from doing so legally?
My second IVA application was refused because we included the private education school fees My daughter is 8 and a half years old. She has been in private education and at this school for the past 5 years. She knows nothing else and she would not be able to cope wit the transfer at this stage.
Ive got a 900 OD that will be clear in a couple of weeks, in the meantime can the bank close my account down and therfore change my authorised OD into an unauthorised one and thus charge me unauthorised overdraft
My husband and his ex-wife have an exisiting IVA in place however we have just found out that she plans to declare herself Bankrupt. Please can you tell me how that will affect my husband awith regards to the IVA that is on place
here we go me and my partner bought our first house together 5 years ago and struggled all the way (everything that could go wrong did)
so about 2 years ago said enough is enough and applied for a council house as things were getting very tight
I am currently looking at going bankrupt when my house has been repossessed. I have a new partner who is working in the USA and I want to know if bankrupcy would affect my ability to go out and spend his final year with him.
I AM LIVING IN RENTED PROPERTY WITH MY PARTNER AND IS HAS TODAY GONE BANCRUPT ON OUR HOUSE WE WAS BUYING AND HIS OTHER DEBTS. I TRIED TO GO BANCRUPT BUT BECAUSE I DONT HAVE ENOUGH UN-SERCURED DEBT THEY WOULD NOT LET ME GO BANCRUPT
I DO NOT WORK AND MY PARTNER IS THE ONLY SOURCE OF INCOME
SO I WILL NOT BE ABLE TO PAY THE MORGAGE SO WHAT WILL HAPPEN NOW
THANKS IN ADVANCE
and get a cheaper one will i then be eligable for a debt relief order
I loaned money to a friend, (£20k), we agreed that the money will have to be returned within 6months up to 1 year. They now say they will not pay it back.
I have copies of the cheque they cashed. Can I sue? And if I can and they declare themselves bankrupt can I still get my money back? And if they are working full time can they be declared bankrupt especially if they have no other debts?
I am unempoyed due to long term health issues and in recipt of incapacity benefit and disability benefits. We live in a rented house. If my husband who has lost his job goes bankrupt because of loans and credit cards in his name only, will it effect me in any way?
Trustees sold my beneficial interest in property to my ex wife for about £30K less than actual share. She has not removed my name from mortgage or from title deeds.
I am in position that I legally own property, am still responsible for mortgage (which she pays).
Should the OR have transfered ownership of house.
Am i now entitled to the £30K that remains on my true share of the value?
My partner and I own our house which has negative equity. Were not married, I am looking to go bankrupt as I have debts of £18.5k. Is our home at risk as my partner thinks we would lose the house even though we have no equity, is he right or is our house safe?