You Can Ask Questions & Find Answers Here

What is the quickest way to pay of a credit card


Cut it up, throw it in the bin and set up a direct debit with your bank

Can creditor force sale if charge put on property in shared ownership property


i am in a shared owner property with a housing association and have been issued a CCJ for £17k the original loan £15k they are now threatening to put charge on property which i own 45% my equity is only around £21k at the moment would they force a sale im currently not working and wonder if selling best option but would leave me with nothing as have othr debts of £23k I

if my wife owns the property which we live can she be forced to sell?


Will I have enough money to live if I go for an IVA?


How much will I be left with to live on if an IVA is accepted? How poor will I be?

Can I keep my home if my IVA is accepted?


Can the bailiff take things that are not mine?


I don't own all the things in my flat. The TV is my sisters, the microwave my mums. Can the bailiffs take them?

Can I stop a Bailiff getting into my house?


I have had letters telling me bailiff are going to come around to my home. Can I stop them taking my things? What if I don't open the door?

How bad will my credit rating be if I am made bankrupt?


Can I have a bank account and a debit card if I am in an IVA?


Bank Account and IVA - do they go together?

What happens if I lose my job whilst in an IVA?


Can I keep my home with an IVA?


IVA Car - I need my car for work. Can I keep it with an IVA?


Can I keep my car with an IVA?

How will an IVA affect my credit rating?


IVA Credit Rating - what's the affect of an IVA on my credit rating?

Joint IVA


Can my wife and I have a joint IVA?

IVA Pay - How much do I pay with IVA?


I understand my debt will be reduced but can't work out how I will pay with an IVA.

IVA Cost - How much does an IVA cost?


IVA cost how much? I can't afford to pay for it.