There's been a massive rise in the number of repossession this year and it's continuing to rise. The first thing to realise is there are things you can do. Start by reading this answer to another question about repossession.

The other news is the Government has announced a scheme to help those who lose their jobs or suffer big cuts in income to get some time or breathing space to get themselves back on track. It is going to work on the basis that you and your lender will agree the amount of your repayments to be deferred, but it could be 100%.

If you have a morgage with Government owned Northern Rock or Bradford & Bingley, you will need to be 6 months behind on you repayments before repossession precedings will start. The others should follow. Fingers crossed.

House repossession should hopefully become less frequent going forward. Hang in there.

I lost my job in June 2008, the company I worked for went bust, this is the first time I have been out of work and my partner who' company it was lost his building. We are no longer together and I have been unsble to work since because all the stress it has caused me I have a 15 year old daughter and get child tax and benifit for her, at he moment I am on incapacity benifit, my council tax is been paid but I am behind with my mortgage by three months, I don't want to move from my house because this would be alot more stressful for myself and my daughter who is at the moment having problems with school and is under Cams counciling who say see as a [phobia about going to school. I have received a court order about repossession and need help.

Firstly don't ingore the court order. Do what it asks and make sure you complete any paperwork that is required and go when ordered to do so. At the same time get help. It sounds like the Citizens Advice would be a good place to start. Good luck, let us know if we can help further.