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Ex Wife cannot afford mortgage on joint owned house (rented out) if I pay all is house mine? |
This is an ongoing issue, my wife and I are separated, we have a house that is now rented out, but she is struggling to pay her half of the mortgage, even though she has received the rent.
If she does not pay, and I end up paying all the mortgage, does the house revert to me at any point? She never has time to talk to me about it and the mortgage company are calling me, I just keep telling them I don't know what is going on - it is driving me nuts. To be honest, I feel like not paying myself and get it repossessed, and then divorced.
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Re: Ex Wife cannot afford mortgage on joint owned house ...
Regardless of who pays the mortgage, if the property is in joint names then you are joint owners. In a divorce you may have a right to suggest that, as you have paid more of the monthly payment, you are entitled to a bigger portion of the equity when the house is sold. However, this would probably be after a sustained and lengthy period of time. If the property is repossessed then it will affect both of your credit scores and will affect your ability to get credit in the future.
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