question category: Other Debt Questions

What rights do I have on a property with a joint mortgage when I left two years ago?


My ex and I bought a house in 1997 with an interest only mortgage. We both worked full time and paid into a joint bank account, however, I took a job with live-in accommodation three years ago and the relationship broke down a year later. He expected me to pay half the mortgage which I was not prepared to do but gave him the option of us selling the house. He decided to remain in the home and pay all the mortgage as the cost of the mortgage is approx. half market rents; whilst I paid half the buildings and contents insurance and life assurance. I have now had to leave the job (and accommodation) due to ill health, I cannot get another mortgage or social housing as I am already named on the mortgage. What rights do I have on the property?

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Re: What rights do I have on a property with a joint ...

This is not really a question that a debt adviser would be able to answer, your questions would be better placed with a solicitor or someone trained in separation and property rights.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you need further help, Debt Advice Foundation provides a free, confidential helpline and can advise you. Click here to find out more.

 

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