question category: Other Debt Questions

My son has accumulated debt in his name at my address.

Submitted on: 5th Feb 2012 by Non-Member | Total Answers: 4

The debt is for his girlfriends mother. His girlfriend used his card to order goods for her mother. The debt is now in his name at my address. What will happen if her mother does not pay for these goods? Will it have any impact on my credit history? How can I get this resolved? Would it be ok if my son just changed the address on the debt account to his girlfriends address?

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Re: My son has accumulated debt in his name at my address.

As you are not liable for this debt your credit rating will not be affected in any way. If your sons girlfriends mother does not pay the debt, it will be your son who is solely liable.

This question has been answered by Christians Against Poverty, a leading debt charity offering hope and a solution to anyone in debt.

Submitted on: 7th Feb 2012 by TA Member

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Re: My son has accumulated debt in his name at my address.

Debt like this is related/linked to the person, not the address unless the property has been put up as a form of guarantee for a bank loan for instance. His girlfriend has not done this so you do not have a problem with any risk to your property. So this will not affect your credit history. It would be best to advise the company of the situation and yes change the address.

Submitted on: 5th Feb 2012 by SES (not verified) Non-Member

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Submitted on: 14th Apr 2012 by xiaoyatou5200 (not verified) Non-Member

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Re: My son has accumulated debt in his name at my address.

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Submitted on: 17th Apr 2012 by Non-Member (not verified) Non-Member

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