question category: Other Debt Questions
Default notice on credit file : I have been offeredd compenastion can I get default notice
I have a default notice for £310 as a result of a dispute with a bank, The FOS have now adjudicated the case and have come back with an offer from the bank of £220 compensation part for incorrect records and part fro stress etc.
Whilst the £220 as an offer is fine - Am i able to then either ask the FOS to make it a condition that the default notice is fully removed or accept the compensation and THEN press through the courts to get the default notice removed
Under the argument that - had the bank only been asking for £90 i would have paid it there and then and equally they are listing a default notice for £310 which is now unjustified ??
any legals bods out there ?
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