Generally speaking, No, only your assets can be dealt with in your IVA as it is individual to you and deals only with your liabilities and assets.

It may be seen that during your IVA you do accrue beneficial interest in the house whilst living there and this could be noted in the IVA proposal. However beneficial interest would be minimal unless you had paid money towards the deposit or house improvements.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you're considering entering into an IVA, Debt Advice Foundation provides a free, confidential helpline and can advise you on whether you qualify. Click here to find out more.

No, as long as none of your money is used to make the purchase, then the asset will belong solely to your husband.

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