You are best to speak to a specialist regarding IVAs to make sure they can give you the correct advice. Please see out 'Top Debt Advisors' on the homepage who provide free advice, such as The Debt Advice Foundation Click here to find out more or CAP UK.

Child benefit and child tax credit are counted as income when arranging an IVA. However, a child’s DLA is paid in reference to the child’s disability and does not count as extra income for their parents.

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