There are no obstacles preventing you from moving into rented accommodation whilst in the middle of an IVA other than the effects the move may have on your income and expenditures. Should you have less disposable income available to your IVA then you may not be able to continue to afford the current monthly payments, which may ultimately result in a failed IVA and a need for you to go bankrupt. You should therefore make your Insolvency Practitioner fully aware of any changes in your circumstances.
It is worth noting that doing an IVA will have a direct impact on your credit rating and as such some landlords may not accept you as a tenant due to this.

There's nothing stopping you moving whilst in an IVA. However, you would be best advised to discuss any proposed changes in your income or expenditure with your Insolvency Practitioner before taking action. Changes to the amount of money available to your creditors could mean that you are able to afford a higher payment to your IVA and your creditors are unlikely to object to receiving more money back. It could be that the change means you are unable to maintain payments at the amount agreed in your IVA proposal and this may require your Insolvency Practitioner to ask your creditors to agree to a change. If your creditors do not agree to a change then your IVA could fail.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you're considering entering into an IVA or need further help with your IVA, Debt Advice Foundation provides a free, confidential helpline and can advise you and on whether you qualify. Click here to find out more.

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