 |
are iva s so tight as to exclude a merry x mas |
Submitted on: 15th Nov 2009 by Non-Member | Total Answers: 2
why take an iva if every penny you have left goes into it
is there really no cash for christmas or birthdays or a pint after working all week
i was told to take a week holday each year in my iva ,but can i afford it,no chance
at the time when every one is knocking on your door its the best thing since sliced bread,and i do really appreciate the relief its given my family.
but after the first year i realise that i dont have a carrot left after we have both done a ful weeks work
so my queation is this is christmas and burthdays and a quick jar at end of workink week all suspended
if so why not just go for bankruptcy,i cant now as they wil want what i can now afford to give my iva xo no difference
i read a womans blog where all the kids cant have a xmas pressy as no cash left poor soul
also why do overime or get promotion if it all dissapears .....moan moan moan...
merry christmas to ye all
yep its my fault for gettin into debt now gotta pay the piper,so he can enjoy his turkey
Re: are iva s so tight as to exclude a merry x mas
You make a good point.
An IVA has to be realistic and sustainable and should reduce your monthly debt repayment giving you more money to live on.
You have to understand that the IVA is YOUR proposal and the advisors who set it up are exactly that - your advisors.
Everyone who sets up an IVA should set out why it is a better result than bankruptcy - otherwise you are right - no one would do an IVA and everyone would go bankrupt.
The IVA has a lot of benefits - including protection from court action and bankruptcy. If you are having trouble with your IVA you must speak to your supervisor as soon as possible - you can get your arrangement altered or "varied".
If you are just looking at IVAs you should make sure you are happy with the advice you are getting - you will probably be with that company for 5 years. Try a few different companies.
This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you're considering entering into an IVA or need further help with your IVA, Debt Advice Foundation provides a free, confidential helpline and can advise you and on whether you qualify. Click here to find out more.
Re: are iva s so tight as to exclude a merry x mas
Louis Vuitton Artsy GM M40259 Great
Louis Vuitton Artsy MM M93448 Attractive
Louis Vuitton Neverfull MM N51105 Pop
Louis Vuitton Speedy 40 M41522 Best
Louis Vuitton Artsy MM M40249 Vip
Louis Vuitton Delightful PM M40352 Pop
Louis Vuitton Keepall 60 with Shoulder Strap M41412 Vip
Louis Vuitton Melrose Avenue M91438 Leading
Louis Vuitton Bowling Monogram Etoile M41434 2012
Louis Vuitton Neverfull MM N51107 Shop
Louis Vuitton Alma M91443 Amazing
Louis Vuitton Alma MM M40452 Cheap
Louis Vuitton Lockit M40102 Style
Louis Vuitton Batignolles Horizontal M51154 Best
Louis Vuitton Berkeley N52000 Unique
Louis Vuitton Brea GM M91453 Stylish
Louis Vuitton Monogram Canvas Petit Noe M42226 Attractive
Louis Vuitton Damier Azur Canvas Azur Noe N42222 Discount
Louis Vuitton Alma MM M4032M Fake
Louis Vuitton Alma MM M91448 Hot
Louis Vuitton Alma MM M91687 Authentic
Louis Vuitton Messenger M92071 Unique
Louis Vuitton Citadin M93224 Purchase
Louis Vuitton Viktor M30142 UK
Post new comment