question category: Friends, Family, Loved Ones

How can we protect our home against our errant daughter's debts.
Submitted on: 14th Jun 2009 by Non-Member | Total Answers: 2

Our daughter is 19 and hasn't lived at home for two months. I have paid a £500 overdraft and the bank has closed her account. She has over £700 on a mobile account and I have just discovered that she has taken out another mobile conract of 18 months against our address and it is for another person. I'm not sure how we can stop her. Please somebody give me some advice.

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Re: How can we protect our home against our errant ...

First thing to note is that credit references are now individual rather than address based - although sometimes people are linked to each other by joint debts etc.

There is a lot of information on the net about credit reference agencies - here is a booklet from Experian.
http://www.experian.co.uk/downloads/consumer/creditRefAgencyExplained.pdf

If your daughter needs help with her debts by all means get her to click on my name and email me at Debt Advice Foundation.

Submitted on: 15th Jun 2009 by Darren Member

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