question category: Friends, Family, Loved Ones
Hi , My husband & I have recently married & he has kindly offered to pay my credit card debts off and pay him back without the added interest rate. My question is , is it worth asking them to lower the debt amount as it would be a lump sum and if so is there a standard letter or terminology that is appropriate in these situations . I look forward to your reply . Kind regards Michelle Beal
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