To start with you need to maximise your income and ensure you are receiving all the benefits you are entitled to. Then you need to draw up a budget to help you live within your means. There are many agencies that can assist you with this and they will be able to make proposals to your creditors and advise you on the most suitable long term solution to becoming debt free.
See list of leading debt agencies on Talk About Debt's homepage
This question has been answered by Christians Against Poverty, a leading debt charity offering hope and a solution to anyone in debt.
“What we like most about the help the Debt Advice Foundation provide is it’s balanced and fast. You’ll get the right solution suggested confidentially in hours not days.”
Re: my total monthly income is lower than my monthly day to ...
To start with you need to maximise your income and ensure you are receiving all the benefits you are entitled to. Then you need to draw up a budget to help you live within your means. There are many agencies that can assist you with this and they will be able to make proposals to your creditors and advise you on the most suitable long term solution to becoming debt free.
See list of leading debt agencies on Talk About Debt's homepage
This question has been answered by Christians Against Poverty, a leading debt charity offering hope and a solution to anyone in debt.
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