question category: Debts in Scotland

is my boyfriend whom i live with liable for my debts before we met?
Submitted on: 8th Jun 2010 by Non-Member | Total Answers: 1

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Re: is my boyfriend whom i live with liable for my debts ...

Liability for a debt depends entirely on being named as such on the credit agreement, so he will not be liable for them.

If you are struggling with your repayments and need assistance from your creditors to stop interest and charges they will (in most cases) want to see a full view of all household income and outgoings to ascertain how much you can repay.

This is something a debt advisor can give you further guidance on once they have evaluated your full circumstances

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you have a debt problem, we can help you find the best solution for your situation. Debt Advice Foundation provides a free, confidential helpline and can advise you of all your options. Click here to find out more.

Submitted on: 22nd Jun 2010 by Justine Member

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