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Will debt collection agencies contact my relatives? |
Submitted on: 15th Dec 2011 by Non-Member | Total Answers: 12
I've emigrated abroad recently and my partner was supposed to be the breadwinner - its his country we've moved back to! But he hasn't managed to get a job more that two days a week. Our debts in the UK are around £15k - with several different companies. At the moment I cant pay them back. I am concerned that debt collection companies will contact my relatives in an attempt to get money... my mother is fragile and would be unable to cope. Whats the likelihood that they will be contacted?
Re: Will debt collection agencies contact my relatives?
It is unlikely that your creditors will contact your relations with respect to your debts, as they are by no means liable for them. However if your relatives currently live at the address that you took the debt out at then they may receive letters or calls from your creditors. In this instance it may be best for them to return any post the creditors have forwarded to you by simply writing ‘Return to Sender, no longer at this address’ on the envelope and posting it back to the creditor.
Please note if any of your relatives acted as a guarantor for any of the debts that you have taken out they will become liable for the outstanding amount if you have failed to maintain payments to the creditor.
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