question category: Debt Management
i am worried that my salary of just over £30,000 pa will affect an iva
i have a salary of just over £30,000.00 pa and am worried that setting up an iva may cost me more in repayments than i am presently paying. I have 4 credit cards, a store card, 4 mobile phone contracts, a car on hp, an overdraft and a loan. i am currently meeting all minimum payments, of roughly £1250 per month, and earn £2000 per month. will i lose my car and mobile contracts? am not worried about store cards, or credit cards. my total debts are approximately £15000. can anyone offer advice please?
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