The short answer is yes, debt help is available whether you are a home owner, live in rented accommodation or perhaps with your parents. However the type of debt help which is appropriate may differ according to your circumstances and the type of debt.

If you have a concern about your ability to pay your mortgage then you should contact your mortgage lender immediately to make them aware of your situation, there are several sources of assistance for those struggling to pay their mortgage payments. If you are struggling to pay unsecured debts then speaking to an independent debt adviser is the best place to start. You can contact me on 0800 622 6274 between 8.00am to 8.00pm Monday to Thursday, 8.00am to 6.00 pm Friday and also between 9.00am and 5.00pm Saturday. Alternatively take a look at our website. Debt Advice Foundation. We are a registered UK debt advice charity offering free, confidential support and advice to anyone worried about debt. We can help you understand what options are available to you and because we're a charity, you can be sure that our advice is impartial and based solely on what is best for you.
follow this link http://www.debtadvicefoundation.org/