Debt is always related to a person and so if the property is yours and the items in it are yours, then nobody can involve you. Your daughter is responsible for her debt and just because she has used your address, does not link you to the debt. Your daughter should give a current address or perhaps you can contact the companies chasing for the debt and explain she no longer lives with you and want her removed from the records as your address is no longer current. Try not worry. Making contact with these companies so it in on record that you have notified them she no longer loves with you would help. Credit agencies will advise that a debt is linked to a person, not an address. Hope that helps.

You are doing the right thing by returning the letters outlining that the debtor no longer lives at that address and any future tenants should do the same. If the creditors continue to persist and send bailiffs you must tell the bailiffs that your daughter does not live at the address. Bailiffs do not have the right to force entry into your home (unless the debt is being dealt with by the magistrate’s court). However, they can enter by any means available to them so it is advisable to ensure your doors and windows are shut and locked. There is a limit on the number of visits they will make before they give up and the bailiff company will pass the debt back to the creditor.

This question has been answered by Christians Against Poverty, a leading debt charity offering hope and a solution to anyone in debt.