question category: Credit Rating

How do I get my Creidt Score Up?
Submitted on: 28th Feb 2009 by Non-Member | Total Answers: 1

I pay all my bills on time, but it seems as though my score will drop or go up a little bit. I may miss a payment once a year. I dont understand why it wont go up. Is it because I pay my credit card off in full all the time? I dont know if I need to try to get things removed from my report and if i do how?

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Re: How do I get my Creidt Score Up?

Your credit score improves through time and regular payments. It is damaged by missed or reduced payments and when you apply for credit. There are other factors such as not being on the electoral roll.

Here are some FAQs from the Experian website

http://experian.metafaq.com/templates/experian/main/realMainPage?_mftvst...

and from Equifax

https://www.econsumer.equifax.co.uk/consumer/uk/sitepage.ehtml?forward=g...

If your debts are out of control there are a number of ways to deal with them. Although we can't usually advise on how to obtain more credit Debt Advice Foundation can get you on top of what you already have.

Submitted on: 26th Aug 2009 by Darren Member

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