question category: Credit Rating

am I in arrears if I go over my overdraft limit,don't pay the charge,so get charged again?
Submitted on: 9th Feb 2010 by Non-Member | Total Answers: 1

I went over the limit, got charged for it, then again next month, paid the charges in full next month, account is within the limit now but I have 2 months arrears on my credit check file. is this right?

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Re: am I in arrears if I go over my overdraft limit,don't ...

If you have a complaint about the information on your credit file you need to take it up with the bank first. Experian and the other credit reference agencies only report what is told to them by the creditors.

Most of the people we speak to find it useful to bank with someone they owe no money to.

Submitted on: 9th Feb 2010 by Darren Member

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