question category: CCJ

Are CCJs included in an IVA - or are they treated separately?
Submitted on: 28th Oct 2008 by Non-Member | Total Answers: 2

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Re: Are CCJs included in an IVA...

An IVA takes priority over the CCJ, and as long as you continue to pay your monthly IVA repayments, all your creditors, including those who have CCJ’s against you are satisfied. However the CCJ will technically continue to run until the end of the IVA term and will remain on your credit file for 6 years.

Submitted on: 29th Oct 2008 by TA Member

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Re: Are CCJs included in an IVA - or are they treated ...

CCJs which have become secured against your property (charging orders) will not be included. At present the others will be included but watch this space.

Submitted on: 9th Feb 2009 by Darren Member

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