If you are an undischarged bankrupt you will not be able to take out credit of over £500 without first informing the lender that you have been made bankrupt. Once you have been discharged from bankruptcy you may still find it difficult to get credit but it should not be impossible. You will need to ‘shop around’.

This question has been answered by Christians Against Poverty, a leading debt charity offering hope and a solution to anyone in debt.

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