There are certain jobs/roles that you will be unable to do whilst you are an un-discharged bankrupt, these include;

1) Solicitor
2) Be on the board of governors at a school or place of education
3) Director of a company
4) Any job regulated by the ‘Financial Services Authority’ (FSA)
5) An estate agent
6) A trustee of a charity
7) Member of parliament

Please note that this is not an exhaustive list and there may be other roles that could be affected. Should you be concerned about your own job you should look at your contract of employment.

I was declared bankrupt in April 2011 and discharged within 6 months.

You have no idea how much it affects your ability to get a job, even after bankruptcy. It's absolutely ridiculous! Being discharged appears to make no difference at all. Most companies don't even ask if you're discharged, they just want to know if you've been made bankrupt in the last 5 years.

Any type of role whatsoever in a big company (think franchises etc) is off the table. All banks, insurance companies etc (FSA regulated) - gone. Most sales positions, such as mobile phone shops, energy companies etc - no way. Even warehouse and factory jobs are asking the question now and claiming you "must pass a credit check" to be considered for the position.

I literally cannot believe how difficult it has been. The thing is, when every company is receiving 100+ applications for every advertised position, they can be as ruthless as they please. They have come to the point now where there are that many applicants, rather than looking for hiring signals in the applications, they are quickly skimming the apps and finding an excuse to eliminate candidates, leaving much fewer to then work with.

Have you been made bankrupt in the last 5 years? Yes / No

Yes = straight in the bin with not so much as a "sorry, you have been unsuccessful..."

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