In bankruptcy the Trustee can only realise assets which are owned by the person petitioning for their bankruptcy, or assets in which they have an interest. If your partner has no interest in your property then the Trustee will not be entitled to consider the property.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you're looking for an alternative to Bankruptcy, Debt Advice Foundation provides a free, confidential helpline and can advise you of all your options. Click here to find out more.

If your partner has been contributing towards the household then he may have created a beneficial interest in the property and the Official Receiver may be able to claim on the equity in your property. If he has not yet made any financial contribution to the household it will be best that he is declared bankrupt before moving in, as there will be no claim against your house. He should speak to a debt advisor who will be able to advise him further on the implications of bankruptcy.

Please see 'Top Debt Advisors' on the homepage where you can receive free advice

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