You should still be able to get a bank account, you will just be restricted as to the type of accounts you have available to you. The Co op offer an account which people have set up once they have gone bankcrupt, which will enable you to still pay money into.

When you are declared bankrupt you do not automatically lose your bank account but your bank may ask you to switch to a new basic account which would have no overdraft or credit facilities. Your current bank account may be frozen shortly after you are declared bankrupt for them to confirm that your income and expenditure is as listed on your bankruptcy forms. During this process your wages will still be paid into your current bank account and it is advisable that you withdraw the funds you need to live on prior to going bankrupt. At this stage your bank will advise whether they wish you to downgrade to a basic account or whether they would like you to close your account and bank elsewhere. Some high street banks are more willing to give bank accounts to bankrupt people than others. Shop around locally and you will find a bank that will open a basic bank account for you.

This question has been answered by Christians Against Poverty, a leading debt charity offering hope and a solution to anyone in debt.

ive got in excess of 40.000 of debts i want to go bankrupt but ive just started getting a regular wage will this affect me going bankrupt ?

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