If your ex husband goes bankrupt, his share of the property will pass to the Official Receiver (OR) who is dealing with his debts.

If there is more than a few hundred pounds of equity the OR will usually want to obtain the money to pay towards the debts.

You, or another 3rd party will be given the opportunity to buy your husband out of the property and pay that money to the OR. If there is no other way to get at the money the OR may be able to take action to sell the house - but as you can imagine that's a last resort.

This is the insolvency service leaflet "What will happen to my home?"
http://www.insolvency.gov.uk/pdfs/guidanceleafletspdf/home.pdf

If your ex husband is facing bankruptcy for his debts he needs to get some quality advice. He can speak to a solicitor or an insolvency practitioner or to a debt advice charity such as Debt Advice Foundation.

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