If the Official Receiver forces the sale of the property to clear all of the debts any equity left over would go to the owner of the property. The only instance in which the bankruptcy could be annulled would be where your family member is able to raise the money required to clear all her debts in full. Following this she would have to apply to the courts to have the bankruptcy annulled. Please seek further free money advice.

See a list of 'Leading Debt Advisors' on the homepage for free advice

Why not look at an IVA, maybe a better solution to solve this debt issue. DAF are a good debt advice charity who can help for free.
Their website is . Click here

hi
a family member of mine has been made bankrupt by lowell portfolio, from a debt that took place in 1995, i believe the sum she was made bankrupt for was around £800. unfortunatley she buried her head in the sand and didnt realise what the implications would be. after visiting the OR yesterday they have told her that as she has equity of around £90k in her property she will needto find the sum of £9k or she will lose her house. she was also told that she would incur around £10k in legal fees and costs so she would have to pay back around £20k!!! some of her creditors do not wish to lodge proof of debt and are happy to take reduced payments as they have been doing for some time. she was also lead to belive that any equity left over would not go to her, which i think is inaccurate. whilst i do not condone not baying creditors i do think that making someone bankrupt for such a historic and small debt is so scandalous. does she have a good case to annul the bankrupcy?

hi
a family member of mine has been made bankrupt by lowell portfolio, from a debt that took place in 1995, i believe the sum she was made bankrupt for was around £800. unfortunatley she buried her head in the sand and didnt realise what the implications would be. after visiting the OR yesterday they have told her that as she has equity of around £90k in her property she will needto find the sum of £9k or she will lose her house. she was also told that she would incur around £10k in legal fees and costs so she would have to pay back around £20k!!! some of her creditors do not wish to lodge proof of debt and are happy to take reduced payments as they have been doing for some time. she was also lead to belive that any equity left over would not go to her, which i think is inaccurate. whilst i do not condone not baying creditors i do think that making someone bankrupt for such a historic and small debt is so scandalous. does she have a good case to annul the bankrupcy?

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