Although not specifically included in a list of exempt goods that bailiffs cannot seize, your vehicle could fall under the category of ‘equipment and provisions that are necessary for satisfying basic domestic needs’ due to your disability. This means a bailiff cannot levy your car against a debt owing.

Bankruptcy provisions state that applicants can usually keep a car worth less than £1,000. So if you are going down this route your car could fall under this exemption.

It may be worth exploring whether you qualify for Disability Living Allowance and subsequently can apply for a car under the mobility scheme.

This question has been answered by Christians Against Poverty, a leading debt charity offering hope and a solution to anyone in debt.

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