Yes, if the debts they are looking to enforce are included in the as ‘qualifying debts’ DRO. Some debts are excluded, such as fraudulent debts, court fines, CSA arrears and student loans. Speak to an organisation, such as CAB, who can advise you further.

This question has been answered by Christians Against Poverty, a leading debt charity offering hope and a solution to anyone in debt.

I have a number of debt eg catalogues credit cards counciltax rent arrears and benifit loans I have a part time job although I I have been looking for fultime work I have not been able to afore to pay my debts and am just becoming deeperinto more debt.I have had the bailifs at my door for council tax .they came out before and I arrange to pay 40 pound per month till it was payed off but I missed payments and they had a levy on my goods .I origanaly owed 265 pounds but with there charges has gone to just under 900 pound .they wanted 400 I said I didn't have it so they said they would take my stuff .they gave me 15 minuites to find they money.unfortunatlymy son had just put a deposit down on a headstone for his babys grave and got 300 pounds of his deposit back. When I said I'd managed to get 300 they then said they wanted 510 so I said no ionly got 300 they eventually took that .it was very frightening and I just don't know what to do .I was advised to consider this solution. Karen nisbet

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