question category: Bailiffs
can a debt under the consumer credit agreement be passed to high court enforcement officer
I have an old debt of £4000 with a CCJ the creditor has now passed this to a high court enforcement officer at marstons the debt was with a county council for their "Assisted Car Purchase Scheme" which was a consumer credit agreement, can the HCEO take this over as i wasnt sure they could if its CCA? they have put a seizure notice on my car and i contacted them they demanded £500 immediately which i had to borrow to pay them and then £250 per month which i agreed to then i received a letter saying that their client wants and income and expenditure form completing which i sent them and did it by special guaranteed delivery i havent heard back yet to see if the creditor has agreed to the £250 per month but i'm worried that if they dont agree do Marstons have to write to inform me first that its been declined or can they just seize my car without further communication? they did say in their earlier letter that they would write to confirm if the proposal had been accepted or not.
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