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Car unlawfully repossesed from finance company


I had a vehicle on Hire Purchase and after falling into arrears the finance company decided to reposes the car without a court order. Problem is the car was not in a public space, it was locked on a private property with secured gates. It is a mystery at the moment how they managed to take the car out to begin with. I have requested the CCTV footage to see if i can get somewhere.

Loans/ direct debit etc attatched to a property, where they do not live


My friends son, set up numerous loans( via many vendors) , car insurance/road tax via monthly payment scheme The son lives on his own, not at his fathers address. all the loans etc have been set up as his fathers address, without his knowledge, this only came to light when a letter was accidently opened, then noticed it was addressed to his son, who is liable for the accrued debt of around 38k

Ex wife bankrupt, OR saying they can't sign title to me, will I lose my home


My ex wife went bankrupt to 90k, her name is on the deeds, I have paid mortgage for last four years alone, the OR asked me to buy her share for 15k, I agreed as long as the title went into my name. They say they can't do this, it has to be signed by my ex wife. She is not willing to do this.

Am I liable for tax liabilities owed by my deceased partner.


My partner of 22 years has recently died. He stopped trading under his business name over 2 years ago as he was ill but he was still paying instalements on outstanding tax bills.

Court Enforcement Services Ltd made someone else pay my Water Arrears


I've not lived with my parents for over 20 years but I've just found out that Court Enforcement Services Ltd have attended their property demanding money for SE Water. His name was not on the paperwork. The debt is in my name and for a completely different property. (Its my understanding that Debt Collectors / Bailiffs aren't allowed to discuss my debt with other people ) Due to it being

Iam getting married in April but wont be living with my husband, will this affect my DRO?


I am getting married in April but will be applying for a DRO in the next month or so. I live on my own and will continue to do so when I am married, will this affect my DRO?

What are the effects of Bankruptcy on a Joint Mortgage.


Just as papers were due to be signed to effect a divorce my daughters husband decided to go Bankrupt.She had not lived in their property for two years .The mortgage is in joint names can she return to the property ?She is quite able to pay mortgage.What will happen about the bankruptcy?

I have been billed for a property that I never moved into .


I viewed the property but never moved in what do I do K

Friend using my address as a c/o address as he has no fixed abode


Hi, a friend of mine used my address as a c/o address to receive post from the taxman. He has no fixed abode at present so I didn't mind. He has just received a letter from the council saying he owes them £1000 in housing benefit from his previous addresses. I opened the letter in error, because I live on my own, and had forgotten about him using the c/o. What do I do?

how much money do you have to be in debt before you can declare yourself bankrupt


is there a certain amount that you need to be in debt before you can be considered for bankruptcy

will my ex wife have to leave the property we jointly own when i go bankrupt


my ex wife still lives in the marital home, on her own, all our children are adults and have homes of their own, i am struggling financially to pay my debts there is only a small amount of mortgage left to pay.

Can I transfer our house to my wife's name


I am being pursued for a directors loan after insolvency I want to move our house into my wife's name only so that they can't kick us out of our house We have a very bad credit rating after the insolvency and will not be able to buy another house Any advice accepted to help us with this difficult situation Thanks Sean

I am facing bankruptcy and live in a caravan. will the OR take it from me?


Hi...I live in a caravan due to recent relationship breakdown with my childrens mum. (mainly because of money troubles) im having to go bankrupt due to owing HMRC monies. Does anyone know if the OR will take my caravan as an asset and sell it to pay of monies owed. The caravan is worth only 4k in comparison to a 60k debt.

I am disabled and rely on my car to get around and for my work can they take it off me?


I use the car for my work whas I work from different locations I cannot use public transport as I have fallen previously whilst on transport also I would not be able to get to two venues without catching two buses. Furthermore I have to have a car that is quite high up as I struggle to get in and out of smaller low down cars.

where can i find out if someone has been declared bankrupt


I need this for LPA which i Understand if declared cannot become an attorny- not on gov.co.uk site .

does my boyfriends bankruptcy effect me


my boyfriend wants to move in, I own my own home. he wants to go bankrupt. will I be effected