You can solve a serious debt problem...

Supported by: Debt Free Direct, Debt Advice Trust, Clearstart, Debt Advice Foundation

There's a reason why we're called Talk About Debt. You guessed it, talking is an important part of solving a debt problem. In fact, talking your problem through with a trained advisor is a strangely wonderful feeling. It's like having the weight of the world lifted off your shoulders, and that feeling is amplified when you discover see that there are straightforward ways to get you life back on track and keep your creditors happy.

What should you do next?

At Talk About Debt we believe that if you can identify the solution that matches your situation with a debt advice company or charity that is really good at providing that solution, you're going to get the right advice and the right solution for you. And by ‘right’ we mean the solution that:

  • Is going to pay your debts off the fastest with the least money
  • Protects assets like your home
  • Minimise damage to your credit rating
  • Return you finances back to health in a known period of time

Start Now - Try The Debt Smart Calculator

To help us do this we have enlisted the help of some of the industries leading debt experts and a debt advice charity to create the Debt Smart Calculator. By using it you will find out which solution you’re likely to qualify for and the details of a debt advice company or charity that is suited to providing you with phone advice and that solution. The companies and charities we recommend vary according to your specific situation and include generalists like the Citizens Advice and the more specific solution providers. Try it now >>

Which debt solutions is best for you?

Comparison Table Of Debt Solutions

  Solutions Debts Written Off Legally Binding Interests & Charges Residential Status  
 
Average 58%*
Yes
Stopped
Tenant or Homeowner (Eng/Wales)
 
 
Not Normally
No
Many Freeze
Tenant or Homeowner
 
 
Consolidated
Yes
New Rates & Charges
Tenant or Homeowner
 
 
Bankruptcy is a severe last resort if you are in serious debt and no other debt solution can save you from going bankrupt. Bankruptcy may protect you from your creditors and allows you to start fresh, but you need to think carefully about all the implications involved.
 
 
*58% was the average debt write off with an IVA, April - June 2008, CCCS
 
     

 

Which debt company should you contact first

Feedback Form