Payplan - www.payplan.com

Payplan | Talk About Debt

Payplan have been helping people in debt for over 16 years. Based in Lincolnshire, Payplan claim to be the ‘UK’s largest provider of free debt solutions’. Their published list of supporters include the Citizens Advice.

They are best know for their free debt management plans. Free means that there are no set-up fees and no ongoing management fees. We like and recommend free debt management because all of the money you repay goes to yor creditors and you become debt free faster.

Payplan also have the advantage of size, which means they are in a good position to negotiate interest and fee freezes with creditors.

Not sure whether to call Payplan?

Try our Debt Smart Calculator. It matches your unique debt profile with a trusted organisation that’s specialises in providing solutions for your type of debt. Use it and you’re less likely to choose the wrong company.

Which debt solutions is best for you?

 

Find Out More About The Debt Solutions Considered

  Solutions Debts Written Off Legally Binding Interests & Charges Residential Status  
 
Average 58%*
Yes
Stopped
Tenant or Homeowner (Eng/Wales)
 
 
Not Normally
No
Many Freeze
Tenant or Homeowner
 
 
Consolidated
Yes
New Rates & Charges
Tenant or Homeowner
 
 
Bankruptcy is a severe last resort if you are in serious debt and no other debt solution can save you from going bankrupt. Bankruptcy may protect you from your creditors and allows you to start fresh, but you need to think carefully about all the implications involved.
 
 
*58% was the average debt write off with an IVA, April - June 2008, CCCS
 
     

 

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Payplan Reviews

If you call Payplan after visiting this website or have dealt with Payplan and would like to share your experience with other users of Talk About Debt please click the button below and create a Payplan Review.

 

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What others have said

I struggled to get through to them at first and when I did I thought they were pretty good. They suggested debt management to me. An IVA has been suggested by another company. I now need to decide who's right.
Reviewed by: Duncan
Rating:
3

Would reviewer recommend this organisation? Yes
I have tried calling Pay Plan and get automated options that don't make sense as I am not a customer and have now given up :(
Reviewed by: Mike
Rating:
1

Would reviewer recommend this organisation? No
I have been with payplan for 18months they went through my income and expenditure fully and came up with a realistic and affordable monthly payment with me. They dealt with all my creditors and the harassing phone call and threatening letters soon stopped. You are provided with an online facility that lets you see who you owe money to and how much each balance is. I contacted a lot of debt management companies who all tried to get me to do an IVA because they collect a lot of commission for selling them. Or they would keep a large portion of what I paid each month. With Pay Plan every penny comes of my debt and what I like most is you can actually see the end balance going down when you log on to your account.
Reviewed by: Nick
Rating:
0

Would reviewer recommend this organisation? Yes
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